Zero to Freedom Through Cashflowing Rentals

The only real estate investing course developed

for doctors, by doctors

Replace your clinical income + Reclaim your time

All when you master the skills you need to profitably invest in cashflowing rentals


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Are you ready to go from zero to freedom?

Being a full-time physician can feel like being on a treadmill.

And someone else—not you—keeps pushing the button to go faster and faster...

It’s no secret that the rules for being a doctor have changed. 

When you first started, you probably saw 15 patients a day. Somehow that number just kept creeping the point where you started to see 20, then 30, and now sometimes 40 patients per day.

And that’s not all. There are so many administrative hoops to jump through, and somehow they just keep adding more. Hospitals keep setting and changing quality metrics that have little to do with your job. Insurance companies keep requiring more prior authorizations. It can feel impossible to actually provide care.

Somehow, the number of hours you’re expected to work keeps creeping upward too. Sixty-hour work weeks? It’s fast become the norm. Being on call more than once a week? Status quo.

It’s not that you’re uncompensated. Your salary is fine. (Although when you do the math, your hourly rate isn’t that great...and it just keeps getting lower the more time you put in.)

But that treadmill just keeps getting even faster, all the time. 

Of course, the more time you spend at work, the less time you have for your family—you know, the people you love the most in this world

Less time means missing your child’s birthday...again. Less time means it’s been months since you had a date night with your partner...again. Less time means your summer vacations get a little bit shorter...just like last year, and the year before last.

But what choice do you have? If you step off the won’t be able to provide for your family. Right?

You need money to be able to take care of your family. 

Without your doctor’s salary, how will you ever be able to do that?

But what if you could stop the treadmill?
Just jump right off of it?

What if:

  • What if you didn’t have to work like the proverbial dog just to get by?
  • What if money wasn’t an object? Wasn’t even a concern or a care (because that’s just how much you have)?
  • And what if you suddenly had all that time for yourself, to use however you choose?

Would you:

  • Travel and finally ride a hot air balloon over the fairy chimneys of Cappadocia—or visit the temples of Angkor Wat—or maybe even climb Mt. Kilimanjaro? 
  • Reconnect with your spouse / significant other, not just rush by each other on the way to work?
  • Be there for every school play, soccer game, and birthday party for your kids? 
  • Enjoy a family vacation to Disney World and not feel rushed to return to work?
  • Visit friends you haven’t seen (in person, not on Facebook) since college?
  • Be the doctor you had wanted to be when you first dreamed of being a doctor whether that’s getting to spend more time with each patient, or going on a volunteer mission for the underserved?
  • Fill your days with happiness and joy, however that looks for you?

We’re not talking about doing those things for once in your life. We’re talking about doing those things for once every year of your life (or more)—if that’s what you want, of course.

You can stop the treadmill, and it’s even easier to do than you think.

Stopping the treadmill = you achieve financial freedom, AKA, you’re no longer dependent on your job to provide the money you need for you and your family to survive.

You’ve probably heard of FIRE (Financial Independence, Retire Early) and wondered, “Can you really do that? Can I really do that?”


All you need to do is create another source of income.

A significant, reliable source of income.

One that doesn’t require you to work 60 hours a week.

Does such a thing really exist? It does. And it’s called: real estate investing.

Fact: Investing in real estate can bring in returns of 25% or more per year #MicDrop

You read that right. Those returns come through a combination of tax-free cashflow, debt pay down by your renters, market and forced appreciation, and tax savings. 

No matter how you slice it, the returns you get through the stock market don’t even come close, and they take decades to give you results.

Do you really want to wait 20 or 30 years to be able to enjoy your life?

We don’t think anyone should have to wait that long to get financially free.

Most real estate investing courses were not designed for people like us

Most real estate investing courses were designed for people who don’t have the income and savings to qualify for loans. 

As a high-income earner, you don’t need to worry about that. So why pay for information you don’t need?

What you do need is information about how to make money from real estate without having to give most of it to Uncle Sam (AKA, end up having to pay more taxes), in a way that mitigates risk and keeps you financially protected.

That’s why we created a unique real estate investment system that combines a multifamily investment strategy with a tax-saving plan.

Because if you do it right, you can create that additional significant, reliable source of income and a tax shelter that protects your real estate income...and your clinical income, too.

That’s right. We ourselves have been able to replace our combined $600,000 salaries (through a combination of tax-free cashflow, debt paydown, and tax savings) in less than 5 years.

Enter: Zero to Freedom Through Cashflowing Rentals

Learn everything you need to know about building a real estate portfolio that brings in the benefits (and Benjamins!) of steady income and massive tax breaks in just 8 weeks

Zero to Freedom is an incubator program for physicians and high-income professionals that guides you, start to finish, through the entire process of finding, selecting, and ultimately purchasing your first rental you start increasing your monthly revenue and protecting your 2020 income from taxes right away.

This is an action-based class. There’s no theory, philosophy, or lofty ideas to contemplate and formulate hypotheses about that you can later trot out to impress (read it: bore) people at dinner parties.

Instead, we show you how to every single piece together so you can make the most amount of money in the shortest period of time.

During our class you’ll make progress each week:

  • Learn how to choose the right market so you can actually earn cashflow and mitigate risk because you’re buying the right properties (the wrong market will slow your growth considerably and cost you in a downturn).
  • Get connected to trustworthy investment, finance, and real estate partners so you can build the team you’ll need to make this happen.
  • Shelter all of your clinical income (or at least a big chunk of it) from taxes when you learn how to leverage the right tax strategies.

See what the star alums from our first cohort have accomplished.

This could be you! 

Zero to Freedom gets results. The students from our summer 2019 class have already purchased, or are already purchasing, over 100 units combined.

  • Gretchen started the class with 0 properties. She is now under contract for 40 units.
  • Matt and Jess also started the class with 0 properties. Now they are under contract for 28 units.
  • Duncan and Sarah bought 2 duplexes, and Duncan will achieve Real Estate Professional Status (REPS) this year - allowing them to shelter 100% of their income for 2019.
  • Mike and Christina put in 8 offers during the course, and purchased 4 of them. She’s put herself on the fast track to achieving Real Estate Professional Status (REPS) so she’ll be able to shelter 100% of her income for 2020. 
  • Vince already owned several properties and thanks to the class he was able to refinance a couple of them and find hidden value to significantly increase his monthly cashflow.
  • Jane knew nothing about real estate when she started the course. By the end of this year, she’ll have purchased 8 units.

Those are just some of the truly dazzling results our students have seen just from our first class!


The Zero to Freedom Curriculum

There are 8 modules inside Zero to Freedom. Each training component is designed to give you the knowledge and confidence you need to become a competent and confident real estate investor.

Module 1: Identifying Your Why and Your Goals

Module 1 is about laying a strong foundation for real estate investing. The foundational elements include knowing your “why” for investing in real estate, establishing clear goals, and identifying your inner obstacles and fears so you can overcome them. We know from experience that it’s absolutely essential to do this work if you want to succeed in investing—which is why we set aside time to do it together as a group.

We wrap up this first module by giving you a high-level overview of our proprietary cash-on-cash (COC) calculator. Understanding COC return is critical for making good investment decisions. We’ll do this analysis weekly so you can understand the many layers behind this simple yet powerful analysis.

Module 2: The One Strategy

Module 2 is about learning the only strategy you’ll need to be a successful real estate investor: the Core Acquisition Strategy. There are other, more advanced strategies, but until you master the Core Acquisition Strategy, you simply won’t be able to succeed with the others.

All of our properties were purchased using this strategy, and we’ve used it to build our real estate portfolio and grow our cashflow quickly. That’s how we know it works. Period.

You’ll also start building your real estate investing team by connecting with lenders and insurance brokers in our network. Of course, you’re free to find your own. But these are the people and companies we know and trust to help us with our deals.

Module 3: Build Your Team and Learn Your Market

During Module 3 you’ll continue to build out your team. We can’t emphasize enough the importance of having the right team in place. Most people fail (and sometimes, lose everything they’ve invested) simply because they had the wrong people on their team.

This week we’ll show you how to identify and select a property manager and a contractor. We’ll also give you a game plan for learning the details of your market. The better you know your market, the more likely you are to make educated and informed investment decisions.

Module 4: Create a Deal Funnel 

The truth is, you have to see a lot of real estate deals before you can find a good one. Many people don’t have enough deals coming their way. That means they grab whatever they can get—which is a strategy that’s destined to fail.

Module 4 is about creating a reliable and steady source of real estate deals so now and in the future, you have access to great investment opportunities. This is when you add what’s known as investor agents to your team. We’ll be blunt: it’s hard to get access to great investor agents by yourself. We’ll make introductions to our exclusive list of investor agents, which will save you lots of time and stress trying to find one yourself.

Module 5: How to Find Deals and "Lock It Up"

Module 5 is about the other half of creating a deal funnel: finding those good investment deals on your own. In fact we’ve found over ¼ of our properties ourselves by using the strategies we teach. In this module, we show you which apps and online resources we personally use to evaluate deals and how to use them. 

Whether you’re finding your own deals or evaluating deals brought to you by your agents, you absolutely need to understand how to accurately evaluate them and find what we call “hidden value” so you can really make your rentals cashflow! 

You’ll also learn how to “lock up” a deal. “Lock it up” is a critical strategy for buying investment properties. Many new investors don’t understand this step because they’ve only been through the purchase process of buying their own home. The result? They treat buying an investment property the same way—and lose out on countless great deals because of it. 

Module 6: Due Diligence

Once you’ve locked up a property and have a purchase and sale agreement, you only have a few weeks to do your due diligence: an inspection, a contractor walk-through, getting your property manager on board, etc. 

In Module 6 you’ll learn how to do that so you can negotiate the best price for buying the property and most importantly, reduce your risk by understanding the potential landmines that can blow up a deal. 

You also get access to:

  • A special bonus module covering real estate professional tax status (REPS)! Achieving REPS is the secret to harvesting the killer tax loopholes that turbocharge your growth and get you to financial freedom faster.
  • Our exclusive network of experienced investor agents. Investor agents are hard to find. We will save you hundreds of hours searching for knowledgeable agents who can bring you off-market deals. 
  • Our network of trusted financial people: lenders, tax accountants, and asset managers. These are the people we’ve worked with ourselves to achieve financial freedom in less than 5 years.
  • An exclusive, members-only Facebook group where you can connect with other high-income investors who will act as accountability partners with whom you can share advice and experiences to help you navigate the inevitable (yet manageable) obstacles that pop up along the way.
  • Access to our membership site where you can continue your education and have access to our support after you’ve completed Zero to Freedom Through Cashflowing Rentals. Our membership site is currently only open to students who have taken our course. 
  • Bonus worksheets, interview guides, and more. These are the resources that will help you get clarity and build your confidence along the way.

By the end of the course, you will:

Know the difference between a good investment property and a bad one—so you can make sound investment decisions.

Understand how to check and verify the numbers so you can account for market rents, property management costs, vacancy rates, rehab costs, and more—so you can accurately pre-determine your cashflow and decide if you want to move forward with a purchase.

Have the right team in place—so they can help ensure your properties are making money for you.

Get access to investor agents who will bring you good on- and off-market deals—so you don’t always have to search for them yourself.

Be able to implement key tax strategies—so you can pay zero in income taxes.

Most importantly, you’ll have the confidence you need to know what in the heck you’re doing.

Did you know: Zero to Freedom is eligible for 5 CME Credits

You can earn 5 AMA PRA category 1 credits when you complete this course. That means your CME budget may cover the cost of the course!


Meet the semi-retired physicians who said hello to real estate and goodbye to the treadmill...and now we’re teaching everything we know to you.


Hi, we’re Kenji Asakura MD and Letizia Alto MD. About 5 years ago, we were newlyweds who were working as full-time hospitalists.

We began our medical journeys separately: Kenji went to the University of Pennsylvania for undergrad, and Johns Hopkins University for medical school; Letizia went to Hamilton College for undergrad, and the University of Vermont for medical school. But we met in Seattle at Swedish Hospital.

Despite having worked for several years already, we had very little savings. And our work schedules meant sometimes, we barely saw each other. 

We were on the treadmill. But we desperately wanted to take back our power and freedom—and reclaim ownership of our time.

So we asked ourselves:

What could our future look like, if there were no limitations?

How would we spend our time?

Who would we spend that time with?

We were excited by the possibilities before us. But we quickly realized our hospitalist positions would never help us achieve our dreams while we were still young.

That was the hitch: we didn’t want to wait. Those other tried-and-true strategies of saving money aggressively, working even more shifts, and pouring our money into stock market accounts would get us to financial 20+ years.

Instead, we decided we’d achieve financial freedom in less than five years.

In reality? We did it even faster than that.

How did we do that?

We bought small multi-family properties with “hidden value” at the right price and made them cashflow significant amounts while taking advantage of real estate professional tax status.

(Not sure what those words mean? Don’t worry, you will soon. Because we know you’ll want to enroll in our course.)

As the cash flowed in, we started to make significant changes to our lives.

  • Kenji left his hospitalist position, and began working on our real estate properties...and he loves it.
  • Leti cut back her clinical hours, and now she only works part-time as a hospitalist. (Yes, you can still practice medicine if you want to! But you can do it on your own terms. *Ahhh.*)
  • We’ve replaced our combined income of $600,000 through a combination of tax-free cashflow, tax savings, and debt paydown (and will have 61 units by the end of 2019).
  • We get to travel so much more, and we bring our children. Our 4-year-old has been to 26 states and 23 countries. Our 19-month-old has been to 12 states and 12 countries.

"If you don’t find a way to make money while you sleep, you will work until you die.

-Warren Buffet

Zero to Freedom works. But don’t take our word for it.

"I never imagined it was possible, but the course enabled me to progress from no knowledge about real estate investing to placing an offer on an investment property in under 3 months. In addition, it gave me the opportunity to think deeply about my personal and professional goals and grow in new ways I also hadn't thought were possible before. Thanks for an awesome experience."


"With Leti and Kenji’s coaching, in just eight months, we grew our rental portfolio to 22 units. We wouldn’t be where were are without their expert guidance."

"Before we took the Zero to Freedom course we knew we wanted to invest in real estate but that was all we knew. In just a few weeks the course taught us everything we needed to invest confidently and wisely. The practical, comprehensive and interactive nature of the course meant that, even before it was over, we had made offers on two investment properties both of we which now own. We are happy to strongly recommend this course to anyone who is serious about investing in real estate."

Duncan and Sara

"Kenji and Leti have been a big part in our real estate investing journey. My wife and I have always wanted to invest in real estate, we just did not know how to get started. Then we met Kenji and Leti. They were able to guide us on how to get started in real estate investing. They shared with us everything there is we need to know in investing from how to look for deals to how to analyze properties. They were a great resource and were always available to answer any questions we had… Within six months of meeting them we now own two cashflowing duplexes."

"I knew NOTHING about real estate investing prior to taking Zero to Freedom Through Cashflowing rentals, but I have now closed on three investment properties within a month of finishing the course and am actively looking to add more properties to my growing portfolio!"


"We were so nervous about investing when we first started, but with Leti and Kenji’s teaching and guidance, we feel so much more confident and are now going into our third purchase!"

Hear what our students have to say.


Is Zero to Freedom right for you?

It IS right for you if:
  • You are really, really motivated to cut back or quit your job in the next 5 years (or less).
  • The idea of paying very little (or even zero) taxes makes you swoon.
  • You love real estate...or, you are open to learning to love real estate because it’s the only way to achieve financial freedom as fast as possible (AKA Fast FIRE, if you know the lingo).
  • You’re open to the idea of becoming an entrepreneur who does work to run an investment business.
  • Someone in your family is a stay-at-home parent OR works half-time or less, so they have time to work on your business.
  • You’re someone who doesn’t quit when inevitable challenges arise.
It is NOT right for you if:
  • You would prefer to keep working full-time as a physician.
  • You’re not interested in achieving financial freedom quickly.
  • You’re aren’t interested in trying something completely different.
  • You don’t really want to run a business.
  • You prefer the comfort of being a W-2 employee.
  • You think you pay the right amount of taxes.
  • Challenges completely overwhelm you and you struggle to bounce back.

Your investment in Zero to Freedom


Frequently Asked Questions

Our course is made up of a total of 6 modules covering topics such as mindset, investment strategy, building a team and the buying process and due diligence. Modules will be released one at a time over 8 weeks. Each module consists of a number of short video lessons accompanied by useful downloadable resources like worksheets and interview guides. In between weeks, we hold a live Q&A session where you can ask your burning questions. Finally, we will also be available to answer questions in our private class Facebook Community. 

At the end of the course, we give you access to a special bonus module covering how to harvest the tax benefits of real estate professional status. This module alone can save you hundreds of thousands of dollars a year. Yep, you heard that right. You don’t want to miss it!

We’ve got three kids. We have clinical responsibilities. We run a blog and run our own real estate business too. So we know a thing or two about juggling responsibilities and taking on something new.

This course is do-able for you. Here's why.

What we’ve learned is that the key is to break your tasks down into small chunks that can be accomplished in 20-30 minutes. So that’s what we’ve done for you.

Our videos are broken down into bite-sized chunks and the homework assignments can be done in the corners when you have time. None of it requires a full work day like you spend in the hospital or at your day jobs. 

In addition, you normally have one week in between modules to do your homework assignments and, on two occasions, you’ll have two weeks since these are the busy times where you're working on building your team of agents, property managers and contractors.

And if you get behind, don’t worry, you have life-time access to this course. So you can catch up whenever you have time.

Don’t worry, we’ve got you covered. Our Q&A sessions are recorded so you can view them when you have time. We’ll also have a separate Facebook community for those who have signed up for our class where you can post your questions and get them answered by us, one of our moderators or by a member of the community. 

If you get behind, don’t worry, you have life-time access to this course! So you can catch up whenever you have time.

We highly encourage you to have your spouse or long-term significant other take the course and join the Facebook Community with you.

That's because we know you'll be far more successful when you have his/her support!

Because of this, we have something we like to call the "kiss-test" rule.

If you have a long-term partner or spouse (who you are willing to KISS!) who wants to take the course and join the Facebook community with you, we absolutely welcome them to do so at no additional charge.

Just have them fill out the Facebook questions and list you as their partner!

No. This course will benefit even an experienced investor. We know from first-hand experience that even the most experienced investor is missing many of the pearls and lessons we teach in this course. Plus, as part of this course, we give you the connections you need to build a successful investing team. So, even if you have some investing experience, you will come away from this class a much better investor with a phenomenal team in place and a supportive community.

Fast FIRE is all about getting to financial freedom as fast as possible... while you're young enough to still really enjoy it!

You all know that stock market investing isn't going to get you to semi-retirement in five years. But investing in cashflowing rentals can. 

We've done it. And we've helped our friends do it. And now we've helped our students do it too!

This is possible for you too.

With the right knowledge, community, mentorship and determination, you can change your life using cashflowing rentals. 

Don't believe us?

Check out the student testimonials!

CME Credits

By completing this course, you can earn 5 AMA PRA category 1 credits issued by Continuing Education Inc. in accordance with the accreditation of the ACCME

If you complete this course, watch a bonus module on physician finances and wellness, read the three additional scientific journal articles we have linked to the training and attend or watch the first week's Q&A, you will earn 5 Category I AMA CME credits. As is the case with all CME, you will need to attest that you have completed the work and then we will email you a CME certificate that you can present to your work or any other group who requires evidence of completion.

There is a real, studied link between financial stress and physician burnout. There is also a connection between reducing financial stress and physician wellness. 
Because a physician's financial health and his/her experience of burnout are linked, the work we do, especially in the first module, on mindset, financial goal-setting and finding purpose in your life qualifies for CME. So be sure to use any extra CME funds you have lying around!
If you complete the CME requirements, you can get a receipt and CME certificate that shows that you earned 5 credits of CME for training in "Mindset and Physician Well-Being." You can present this certificate and/or receipt to your work for reimbursement if you use CME money to purchase it. 
Please note that our course has close to 20 hours of real-estate related training included. The wellness and burnout sections are only a small part of our content, so the hours of CME given reflect that. 

Of course, there are alternatives to taking our class.

You don’t have to enroll in Zero to Freedom in order to achieve financial freedom. Instead, you could:

  • Do it for “free” (and spend maybe 10-20 years doing the wrong things): There is no end to the number of blog posts, books, and other information you can read to learn how to do this yourself. If you have the time to spend, more power to you. But we can guarantee you will make mistakes along the way, and they’ll be costly: for example, if you buy the wrong duplex, it could cost you $200,000 or more).
  • Take a different real estate course ($30,000 or more): Like we said, there are plenty of other real estate courses out there. They may even suck you in with a free seminar. But, surprise! There’s a sales pitch at the end, with a required investment of $30,000 or more…did we mention how much time you’ll spend learning information that doesn’t apply to a high-income earner like you?
  • Keep plugging away with stock market investing (and lose 7300 days of your life): Again, this strategy works, but it will take 20+ years to see it pay off. How old will you be by the time you achieve financial freedom? And are you really willing to push everyone and everything you care about into the corners of those 7300 days?

Or, you could take Zero to Freedom for only three payments of $697 (total: $2091)—and achieve financial freedom in less than 5 years, without spending a dime more than you have to.

Enroll in Zero to Freedom


Ultimately, this isn’t just about financial freedom. This is about TIME freedom.

Time is the only thing you can truly never get more of. Once time is gone, it’s gone forever. Do you really want to give more time to the treadmill? Or do you want to have that time for yourself, your family, and all of the things this world and this life have to offer?

3 Payments of


  • Lifetime access to this course and any updates

  • 6 course modules plus a bonus module

  • Weekly live Q&A with Kenji and Leti

  • Members-only group

  • Exclusive access to our network of investor agents and vendors

  • 21 day money back guarantee

Module 1: Identifying your Why and Goals
Module 2: The One Strategy
Module 3: Build Your Team and Learn Your Market
Module 4: Create a Deal Funnel 
Module 5: How to Find Deals and "Lock It Up"
Module 6: Due Diligence
Bonus Module: Real Estate Professional Tax Status


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