Buy the short-term rental that could change your life


Doctors are increasing their income, lowering their taxes, and building generational wealth...

without working a single extra clinical hour
or giving up their day jobs.


And they’re doing it by investing in short-term rentals.
Isn’t it time you tried this proven strategy for yourself?









Join the waitlist for Accelerating Wealth

For you, becoming a doctor was about helping people first and making a good living second...


The reality?

You’re still kinda waiting for the “good living” part.

All you want to do is make a good salary, and have time for yourself, your significant other, your children, your friends and your family.

You want to travel, and not have to max out your credit card to do so...nor do you want to extreme-Groupon your way through a trip full of budget hotel rooms and excursions to see the world’s largest fiberglass statue of Santa Claus instead of doing something actually fun.

You want to spend time with your significant other. You want to watch Ted Lasso together on the sofa without falling asleep after the opening credits. You want to go out for tapas and enjoy a glass of Rioja without worrying about the bill or being called in for a case.

You want to spend time with your kids. You want to attend school concerts—and relish every off-key squeak and honk from the woodwind section. You want to surprise them with a trip to the theater for the latest Pixar film...and not have to smuggle snacks in your purse.

You want to see your friends and have fun more than once a year, whether it’s a night of Cards Against Humanity, or just chilling out around the fire pit. Better yet, you’d love to take a buddies-only weekend ski trip or spa retreat without worrying about missing work.

And you want to stop being crushed by taxes. You’re not opposed to paying your fair share, but somehow famous billionaires are able to keep more of their money than you do (and go into space). If you could get some of your tax money back, it would make a big difference!


Is it really so much to ask that you get to make (and enjoy) a good living, too?

So what’s standing between you and the good living you desire?

What’s getting in the way of you having “a good living” AKA more time and more money to enjoy that time?

  • Is it that you picked the wrong speciality? You knew you should have gone into dermatology...
  • Wrong city and state to live in? You should have known the cost of living would be too high for a growing family...
  • Wrong hospital to be based out of? This Q4 call schedule is a doozy…
  • Wrong home or wrong car? Why oh why did you not listen to your spouse when they told you to resist the siren song of the Tesla S,3,X, or Y?


Working as a doctor means you're stuck in the finger trap of trading time for money


Sure, you make a good salary...and you know you shouldn’t complain.

But your salary is contingent upon the number of hours you work—so you’re effectively trading your time for money.

It doesn’t matter if you make $80 or $800 an hour, there’s a limit to how many hours that a human being can work.

(And that’s before the taxes come out of your paycheck. Ouch.)

So there’s a big, non-negotiable cap on your income potential as a doctor.

So as long as you’re trading time for money, you will never “get ahead” or have “more” time. Period.

Instead, you have to stop working for your money...and start making your money work for you.

Because as Warren Buffet so famously said, “If you don't find a way to make money while you sleep, you will work until you die.”

The way to do this is to invest your money.

Here’s the thing: there are a lot of different ways to invest your money. Everything from commodities like gold and silver, to REITs, to Bitcoin and other crypto currencies can be invested in.

But for busy doctors with access to some capital and the ability to secure loans—investing in short-term rentals can make more than a lot of sense—they can make bank. (And save you a small fortune in taxes, to boot.)

Investing in just one short-term rental can bring in life-changing cashflow...

in the first year of owning it

Short-term rentals (STRs) are an exciting investing strategy. If you do it right, you can do better than make a good living. You can live an extraordinary life. Here’s what our students have been able to do with STR investments:

  • Make six figures in cashflow each year—even the first year.
  • Shelter part of (if not all) their clinical income from taxes. 
  • Build up a profitable real estate portfolio that provides them with reliable income, so if they somehow can’t do their clinical jobs, they and their families have a backup plan.

On the flip side, if you don’t do it right, you can end up losing money on a bad property that’s cashflow negative, and/or a huge time suck for managing the property and guests.

But the good news is:

Learning the right way to profitably invest in STRs is way easier than learning how to be a doctor. It’s not med school hard!

And now, you can learn the right way to invest from your favorite real-estate investing doctor duo….


Accelerating Wealth: Short-Term Rental Blueprint course

Buy the short-term rental that could change your life

Accelerating Wealth is a course for doctors and high-income professionals who want to learn an exact, proven, step-by-step process for profitably investing in STRs.

Accelerating Wealth: Short-Term Rental Blueprint course


Sure, that beachside bungalow and/or mountain cabin looks beautiful…but will it cashflow (make money)? You’ll learn how to analyze the property based on your criteria, and if it doesn’t pass—then it’s a “Don’t Buy."


There’s the potential to shelter your rental income and some or all of your clinical income from taxes. How? If you “materially participate” in your STR. We cover all of this in the course so you can be as tax efficient as possible.


If you think about it, each STR is a business. To make your business more profitable, you need to increase its income and decrease expenses, which will increase the value of the property so it’s worth more when you eventually go to sell it.


Renting out your STR doesn’t have to take up hours of your time to get 5-star ratings. With the right mix of apps, services, tech, and tools, you can create a high-touch experience for your guests that’s actually less work for you.

Here's what our students have to say

"$400,000+ in tax deductions"

“We’d only just started investing in long-term rentals when we decided to jump into STRs. Our first STR has so far grossed $110,000 each year, bringing us $48,000 in cashflow and $187,000 in tax deductions. Our second STR has grossed $140,000 in a year, with cashflow of $70,000 and $220,000 in tax deductions. We’ve gone on to buy four additional STRs with even better returns—one of them is expected to gross $250,000 in 2022.

“Leti and Kenji are knowledgeable investors and mentors who teach in a straightforward way. Thanks to what we’ve learned from them, we’ve been able to cut down to part-time on our other jobs so we can make real estate a priority.” —Dr. Christina and Mike T.

"With just two STRs, we made as much income as my husband grosses monthly as a vascular surgeon"

"We’ve calculated a return of over 25% cash on cash on all three of our STRs. In one month this past summer we made as much income as my husband grosses monthly as a vascular surgeon, from just two of our STR properties. That doesn’t include the tax benefits we’ve seen from a cost segregation study we had done.

"I personally enjoy designing and setting up our STRs, so I make sure I have time to participate in that part of the business—we’re excited to continue growing our real estate portfolio!" —Isabel and Dr. Carlos P.

Quite simply, the other ways of making money you’ve tried don’t make enough money to be worth the time.

Seeing more patients. Picking up extra shifts. Hustling on the side by doing chart reviews and surveys. Yes, it’s income, but it’s small in comparison—and you’ll still have to pay taxes on that income.

And too many of the other investing instruments are either too risky or too slow. You’re either sweating the volatility of cryptocurrencies, or feeling your chin hairs come in as the miracle of compound interest takes its sweet time.

The worst part about other investing instruments? In most cases, you end up paying taxes on the gains at some point.

For many doctors, STRs hit a sweet spot for speed, cashflow, and taxes.

But for that to work, you need to know how to do things like:

βœ” Purchase the right kind of property that will make money. You want to purchase an asset, not a liability. To invest in STRs effectively, you need to know how to analyze whether a deal will cashflow (and ideally cash whoa!).

βœ” Increase the value of your STR. You do this by increasing income and decreasing expenses. There are lots of tips, tricks, and strategies you can and should leverage so you can increase your cashflow and build equity.

βœ” Collect tax-free income. If you meet material participation criteria, you might not have to pay taxes on any of your rental income.

βœ” Shelter your clinical income from taxes, too. If you meet certain criteria laid out by the IRS, you can use your STR to create large tax shelters that create tax savings for you. You’ll need to go over all of this with your accountant, but the course will tell you what you need to know to start a great discussion with them.

The Accelerating Wealth Curriculum

There are 5 modules waiting for you inside Accelerating Wealth. With each lesson, you'll build the knowledge and confidence you'll need as an investor in STRs.

Module One: Laying a Strong Foundation for Success

Every business must be built on a concrete-strong foundation—and your STR business is no different.

You'll learn:

  • The surprising element that acts as the “concrete” of your business foundation—without it, you can’t succeed (but fortunately, anyone can get it)
  • The right questions to ask so you can identify potential risks—and how to mitigate them if they occur
  • How to avoid the trap that most first-time investors make when buying a property that costs them thousands of dollars and missed opportunities
  • The right way to determine if a deal has the potential to cashflow—and we’ll break down multiple sample analyses of deals to give you a picture of how it works
  • (Interview) What a residential lender has to say about the different types of loans for buying an STR—and how to select the one that makes the most sense for you

Module Two: Buy Your Ideal Property

Now it’s time to start thinking about buying your ideal STR.

You'll discover:

  • What data you need to take into account to confidently pick the right location (market) for investing—including your personal preferences, local STR regulations, and more
  • How to identify and use the numbers to select the type of property that’s right for you (single family home, condo, etc.)
  • The wrong way that most investors analyze deals—and how the right way will increase your profit potential
  • Who you need on your investing “team” to make your STR business work—it’s so much more than just your investor agent

Module Three: Setting Up Your Property for Success

Congratulations, you’ve bought your first property! This module will walk you through the nuts and bolts of what you need to do next so you can get those coveted 5-star reviews.

You'll learn:

  • How to find your STR’s competitive edge, so that travelers pick your STR out of the many choices at their destination
  • The easy way to upgrade the design aesthetics of your STR—bluntly, if your property doesn’t look beautiful, you’ll struggle to charge a premium price for staying there
  • The room-by-room checklists you need to make sure your guests have everything they need before they need it
  • The marketing strategies that 5-star STR owners use—and constantly improve upon

Module Four: Building a Profitable STR Business

We have bad news and good news. The bad news: profit from your STR is not guaranteed. The good news? Most of this is under your control! The secret? Setting up your STR business the right way.

You'll learn:

  • How to increase the profitability of your STR—without making so much work for yourself that you burn out
  • The types and cycles of maintenance your properties will need in order to increase their profitability over time
  • How to deliver a consistently high level of service to your guests by leveraging systems, processes, and standard operating procedures
  • How to niche into a customer base so you’re booked out all year
  • The automations you can use to “set it and forget it” for managing your guests and their needs

Module Five: Accelerating Your Wealth with STRs

Once you’re turning a profit with your STR, you don’t want to stop there. Why settle for profit when you can create and accelerate your wealth? (We know you see what we did there!) 

You'll discover:

  • How to add a big tax refund to the cashflow from your property—so that you can reinvest it, and grow your wealth that much faster
  • The tax savings and benefits you can leverage thanks to your STR
  • Asset protection for your properties so you can protect your investment 
  • What forced appreciation can do for your wealth (we covered this in Module One, but here you’ll take a deeper dive)
  • How to identify and use additional income-generating opportunities—we guarantee you haven’t thought about some of these ways to make more money from your STRs!
  • How to move away from booking sites like Airbnb and VRBO so you can avoid their fees—and increase your profit

This is what else you’ll find inside Accelerating Wealth:

  • Lifetime access to video training modules—go at your own pace because you can watch them whenever you want
  • Worksheets and printables to help support your learning
  • Access to all future course upgrades and additions
  • Lifetime access to our STR agent network
  • Lifetime access to our vendor network

Accelerating Wealth is different from other STR training programs

As a quick Google search will show you, there are many STR courses out there. It’s hard to know which one could actually help you, because they all seem to teach different aspects of running a STR business—but not necessarily the ones you need.

Few teach you how to buy good STR deals, maximize cashflow, harvest tax savings and avoid mistakes when investing in a STR...but if you do find a course that covers these important topics, the course material is usually based on one person’s limited experience with a few properties in maybe 1-2 markets.

We decided to build Accelerating Wealth differently. Instead of basing it entirely on our own experience, we developed it with guidance from:

  • An advisory board of doctor investors who own multiple properties in multiple, premier locations such as Gold Bar, Gulf Shores, Austin, Joshua Tree, Broken Bow, Gatlinburg, Pigeon Forge, and Destin...with more being added on a regular basis.
  • All of the Semi-Retired MD staff who invest in rentals—about one third of our staff are real estate investors as well.

—and all of their experience, wisdom, and knowledge informs every step the course teaches you.

That means you’ll be learning from a course that was built on the insights of a group of long- and short-term rental investors—all using the same playbook—about how to invest in STRs across the country with total confidence.

“Leti is the new ‘Rich Dad’!”

“I’ve loved learning from Leti and Kenji about real estate! They have a complementary style of teaching that’s easy to understand, even if you’re a beginner like I was. It's like learning about cashflow from Robert Kiyosaki himself. Leti is the new ‘Rich Dad’!

“I found the time to invest by creating a ‘not-to-do list’ of activities (such as watching Real Housewives or scrolling through social media) and focusing on what really brings value to my life: my family, my clinical career, and now real estate investing.” —Dr. Weilan J.

“Achievable for doctors with families”

“Leti and Kenji’s system makes real estate investing easily achievable for doctors like me who have families and work full time. You can be a full-time physician and a part-time real estate investor, and still enjoy great returns and tax benefits. 

“Leti and Kenji are outstanding, caring mentors who have the knowledge and tools to help you get started on this exciting journey!” —Dr. Patrick T.

Meet Your STR Investor-Mentors,

Leti and Kenji


Hi, we’re Leti Alto MD and Kenji Asakura MD—two hospitalist physicians who built a real estate investing business to make a dream of “good living” come true.

By buying good deals, increasing the cashflow and value of our properties, and leveraging key tax strategies, we were able to achieve financial freedom in less than 5 years. While we started small, we currently have 125 cashflowing long- and short-term rental units in our portfolio.

You probably know us as the creators of the popular real estate investing course for doctors, Zero to Freedom Through Cashflowing Rentals. Since 2019, we’ve taught 3,000+ doctors, high-income professionals, and their spouses how to invest in cashflowing rentals so they too can create an additional source of income and become financially free.

But here’s what you might not know about us: we’re not just physicians or real estate investors. We’re entrepreneurs who together have built 4 multimillion-dollar businesses. To do that, we didn’t just invest in real estate; we invested in ourselves and our minds.

We’ve trained with some of the best minds in business: we’re part of Tony Robbins’ Platinum Partnership where we get exclusive business coaching and access to personal development events. Leti is a member of Keith Cunningham’s (the original ‘Rich Dad’) mastermind and advisory board. Kenji was previously a consultant for McKinsey & Company, and started three businesses himself (he created the first one during med school!)

As a result, we’ve developed a diverse and unique body of business knowledge—and it infuses everything we teach as business and real estate mentors. Many of our students have discovered how to succeed, and more quickly, because of our broader perspectives on business, personal development, and the world.

Our students who have put in the time to make this real estate investing strategy work for them have been able to do things like:

βœ” Make multiple six figures and more of annual cashflow from their real estate portfolios
βœ” Collect six-figure tax refunds
βœ” Build significant portfolios for themselves in less than two years—even though they started small
βœ” Buy 60+ unit buildings from out of state—that’s how confident they’ve become with the finer points of purchasing properties.
βœ” Leave jobs that don’t fulfill them, or find new jobs at practices with better schedules
βœ” Spend more time with their families, travel, and finally feel free and empowered enough to decide when and how they work as clinicians*

We love watching our students free themselves to live extraordinary lives. And with your permission, we’d love to help you do the same thing.




Accelerating Wealth = your accelerated path to STR confidence.

Instead of piecing together free, unvetted STR investing techniques and advice from across the internet, guessing, making mistakes, crossing your fingers, and lighting a candle to your Great-Great Aunt Hilda that everything goes well...take the course that will set you up for success.

Join the waitlist for Accelerating Wealth

Frequently Asked Questions

"Down-to-earth, caring mentors"

“As a W2 employee and academic hospitalist, I wasn’t sure at first how I would find time to invest in real estate. I’ve always volunteered for many activities out of responsibility or service to my employer, professional societies, or communities. What I chose to do was reallocate some of that time to investing—which I now view as a form of personal self-care, because I’ve created alternate streams of income. Building a trustworthy team and developing tight organizational systems are two strategies I've utilized to add real estate into the natural rhythm of my daily work.

“Leti and Kenji are down-to-earth, humble, relatable, and caring mentors who truly believe any of their students can be successful if they put the work in. They’ve carefully cultivated a community that reflects those principles, and is rapidly growing in knowledge and experience. If you want to be supported and held accountable in your journey to learn real estate investing, I recommend learning from Leti and Kenji.” — Dr. Brian K.

"Is this course right for me though? Should take this course?"

We’re glad you asked. We only want you to take Accelerating Wealth if you feel like it’s the perfect fit for you.

βœ”οΈ If you’re a doctor or high-income professional who already knows you want to invest in STRs—but don’t know how to do so confidently—this is the right course for you. That’s exactly what you’ll learn how to do in Accelerating Wealth.

βœ”οΈ Or, maybe you’re a doctor or high-income professional who is new to the STR idea, but you’re not where you want to be financially at this point in your life, and/or you’re suffering from burnout (yes we said the ‘b’ word). If you’re ready, willing, and eager to try something new (and possibly go outside your comfort zone), this is the right course for you.

⏸️However, if you’re skeptical about investing in STRs and/or unsure if this is something you want to do, we advise you to wait. Take some time to learn about the extraordinary things STRs could do for your portfolio and your taxes, and what becoming a STR investor will entail. Our blog is a good place to start. You might miss this enrollment period, but we'll open up the course again later in the year (TBA). 

(As investment nerds, we’re obligated to point out that you’ll miss out on a few good months of cashflow, tax breaks, and equity-building. But again, you should only learn this strategy if you think you’ll actually use it.)

Now, let’s talk about who this course is not right for.

❌ If you want a completely passive, hands-off way to invest, don’t enroll.

❌ If you’re unwilling to try new things or take (calculated and educated) risks, don’t enroll.

❌ If you’re uncomfortable with technology and aren’t willing to learn, don’t enroll. 

❌ If you don’t have time to brush your teeth let alone watch a training video, don’t enroll.

Accelerating Wealth is a step-by-step program that CAN work for people who put in the effort to make it work.

And it’s way easier than med school, we promise you that. But the financial rewards could be so much greater for you, if you give it a shot.

Join the waitlist for Accelerating Wealth: Short-Term Rental Blueprint

When you invest in STRs profitably, you can do more than make a good living.

You can unlock the potential for you and your family to live extraordinary lives.


Semi-Retired M.D. and its owners, presenters, and employees are not in the business of providing personal, financial, tax, legal or investment advice and specifically disclaims any liability, loss or risk, which is incurred as a consequence, either directly or indirectly, by the use of any of the information contained in this document. Semi-Retired M.D., this document, and any online tools, if any, do NOT provide ANY legal, accounting, securities, investment, tax or other professional services advice and are not intended to be a substitute for meeting with professional advisors. If legal advice or other expert assistance is required, the services of competent, licensed and certified professionals should be sought. In addition, Semi-Retired M.D. does not endorse ANY specific investments, investment strategies, advisors, or financial service firms. 


The contents of this video are for informational and educational purposes only. They should not be considered investment, financial, legal or tax advice. Semi-Retired M.D. is not licensed in the insurance or securities industries and is not in the business of selling, soliciting or negotiating the sale of any insurance contract, security or other investment vehicle. Semi-Retired M.D. does not recommend the purchase of any particular security, insurance contract, alternative investment, real estate or other investment vehicle, and nothing in this video, podcast, publication or any other product or service provided by Semi-Retired M.D. shall be deemed to constitute the solicitation, recommendation, endorsement or offer of any such item in this or in in any other jurisdiction in which such recommendation, solicitation or offer would be unlawful under the securities or insurance laws of such jurisdiction. Semi-Retired M.D. does not opine on the likely return of any investment vehicle, on the comparative advantages of one investment vehicle over another, nor on the tax treatment or legal protections afforded to any investment vehicle.

Before making any investment or other significant financial decision, viewers should consult with qualified and licensed professionals, who will assess the appropriateness of the decision in light of each individual’s specific goals, experiences and financial status. Viewers should also conduct their own research and due diligence prior to any investment or other significant financial decision.

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Earning Disclosure
Semi-Retired MD’s websites may contain information regarding the historical investment performance of Semi-Retired MD’s owners, and/or testimonials of students depicting results that are believed to be true based on representations of the persons voluntarily providing the testimonials. Semi-Retired MD has made the best effort to accurately represent our products and services and their educational value. However, students’ results have not been tracked, and past performance is not necessarily indicative of future results or representative of the average experience. We are showcasing exceptional results, and you should not rely on any such past results as any kind of promise, guarantee, or expectation of any level of success or earnings. Your results will be determined by a number of factors over which we have no control, such as your risk mitigation practices, financial condition, investment preferences, experiences, skills, level of effort, education, market dynamics, and luck. Examples of actual results can be verified upon request.