It’s no secret that the rules for being a doctor have changed. 

When you first started, you probably saw 15 patients a day. Somehow that number just kept creeping upward...to the point where you started to see 20, then 30, and now sometimes 40 patients per day.

And that’s not all. There are so many administrative hoops to jump through, and somehow they just keep adding more. Hospitals keep setting and changing quality metrics that have little to do with your job. Insurance companies keep requiring more prior authorizations. It can feel impossible to actually provide care.

Somehow, the number of hours you’re expected to work keeps creeping upward too. Sixty-hour work weeks? It’s fast become the norm. Being on call more than once a week? Status quo.

It’s not that you’re uncompensated. Your salary is fine. (Although when you do the math, your hourly rate isn’t that great...and it just keeps getting lower the more time you put in.)

Of course, the more time you spend at work, the less time you have for your family—you know, the people you love the most in this world

Less time means missing your child’s birthday...again. Less time means it’s been months since you had a date night with your partner...again. Less time means your summer vacations get a little bit shorter...just like last year, and the year before last.

But what choice do you have? If you step off the treadmill...you won’t be able to provide for your family. Right?

You need money to be able to take care of your family. 

Without your doctor’s salary, how will you ever be able to do that?

What if:

• What if you didn’t have to work like the proverbial dog just to get by?
• What if money wasn’t an object? Wasn’t even a concern or a care (because that’s just how much you have)?
• And what if you suddenly had all that time for yourself, to use however you choose?

Would you:

• Travel and finally ride a hot air balloon over the fairy chimneys of Cappadocia—or visit the temples of Angkor Wat—or maybe even climb Mt. Kilimanjaro? 
• Reconnect with your spouse / significant other, not just rush by each other on the way to work?
• Be there for every school play, soccer game, and birthday party for your kids? 
• Enjoy a family vacation to Disney World and not feel rushed to return to work?
• Visit friends you haven’t seen (in person, not on Facebook) since college?
• Be the doctor you had wanted to be when you first dreamed of being a doctor whether that’s getting to spend more time with each patient, or going on a volunteer mission for the underserved?
• Fill your days with happiness and joy, however that looks for you?

We’re not talking about doing those things for once in your life. We’re talking about doing those things for once every year of your life (or more)—if that’s what you want, of course.

You read that right. Those returns come through a combination of tax-free cashflow, debt pay down by your renters, market and forced appreciation, and tax savings. 

No matter how you slice it, the returns you get through the stock market don’t even come close, and they take decades to give you results.

Do you really want to wait 20 or 30 years to be able to enjoy your life?

We don’t think anyone should have to wait that long to get financially free.

Most real estate investing courses were designed for people who don’t have the income and savings to qualify for loans. 

As a high-income earner, you don’t need to worry about that. So why pay for information you don’t need?

What you do need is information about how to make money from real estate without having to give most of it to Uncle Sam (AKA, end up having to pay more taxes), in a way that mitigates risk and keeps you financially protected.

That’s why we created a unique real estate investment system that combines a multifamily investment strategy with a tax-saving plan.

Because if you do it right, you can create that additional significant, reliable source of income and a tax shelter that protects your real estate income...and your clinical income, too.

That’s right. We ourselves have been able to replace our combined $600,000 salaries (through a combination of tax-free cashflow, debt paydown, and tax savings) in less than 5 years.

Zero to Freedom is an incubator program for physicians and high-income professionals that guides you, start to finish, through the entire process of finding, selecting, and ultimately purchasing your first rental property...so you start increasing your monthly revenue and protecting your 2020 income from taxes right away.

This is an action-based class. There’s no theory, philosophy, or lofty ideas to contemplate and formulate hypotheses about that you can later trot out to impress (read it: bore) people at dinner parties.

Instead, we show you how to piece every single part together so you can make the most amount of money in the shortest period of time.

• Learn how to choose the right market so you can actually earn cashflow and mitigate risk because you’re buying the right properties (the wrong market will slow your growth considerably and cost you in a downturn).
• Get connected to trustworthy investment, finance, and real estate partners so you can build the team you’ll need to make this happen.
• Shelter all of your clinical income (or at least a big chunk of it) from taxes when you learn how to leverage the right tax strategies.

You also get access to:

• A special bonus module covering real estate professional tax status (REPS)! Achieving REPS is the secret to harvesting the killer tax loopholes that turbocharge your growth and get you to financial freedom faster.
• Our exclusive network of experienced investor agents. Investor agents are hard to find. We will save you hundreds of hours searching for knowledgeable agents who can bring you off-market deals. 
• Our network of trusted financial people: lenders, tax accountants, and asset managers. These are the people we’ve worked with ourselves to achieve financial freedom in less than 5 years.
• An exclusive, members-only Facebook group where you can connect with other high-income investors who will act as accountability partners with whom you can share advice and experiences to help you navigate the inevitable (yet manageable) obstacles that pop up along the way.
• Access to our membership site where you can continue your education and have access to our support after you’ve completed Zero to Freedom Through Cashflowing Rentals. Our membership site is currently only open to students who have taken our course. 
• Bonus worksheets, interview guides, and more. These are the resources that will help you get clarity and build your confidence along the way.

We began our medical journeys separately: Kenji went to the University of Pennsylvania for undergrad, and Johns Hopkins University for medical school; Letizia went to Hamilton College for undergrad, and the University of Vermont for medical school. But we met in Seattle at Swedish Hospital.

Despite having worked for several years already, we had very little savings. And our work schedules meant sometimes, we barely saw each other. 

We were on the treadmill. But we desperately wanted to take back our power and freedom—and reclaim ownership of our time.

So we asked ourselves:

What could our future look like, if there were no limitations?

How would we spend our time?

Who would we spend that time with?

We were excited by the possibilities before us. But we quickly realized our hospitalist positions would never help us achieve our dreams while we were still young.

That was the hitch: we didn’t want to wait. Those other tried-and-true strategies of saving money aggressively, working even more shifts, and pouring our money into stock market accounts would get us to financial freedom...in 20+ years.

Instead, we decided we’d achieve financial freedom in less than five years.

In reality? We did it even faster than that.

We bought small multi-family properties with “hidden value” at the right price and made them cashflow significant amounts while taking advantage of real estate professional tax status.

(Not sure what those words mean? Don’t worry, you will soon. Because we know you’ll want to enroll in our course.)

As the cash flowed in, we started to make significant changes to our lives.

• Kenji left his hospitalist position, and began working on our real estate properties...and he loves it.
• Leti cut back her clinical hours, and now she only works part-time as a hospitalist. (Yes, you can still practice medicine if you want to! But you can do it on your own terms. *Ahhh.*)
• We’ve replaced our combined income of $600,000 through a combination of tax-free cashflow, tax savings, and debt paydown (and have 61 units).
• We get to travel so much more, and we bring our children. Our 4-year-old has been to 26 states and 23 countries. Our 19-month-old has been to 12 states and 12 countries.

It IS right for you if:

• You are really, really motivated to cut back or quit your job in the next 5 years (or less).
• The idea of paying very little (or even zero) taxes makes you swoon.
• You love real estate...or, you are open to learning to love real estate because it’s the only way to achieve financial freedom as fast as possible (AKA Fast FIRE, if you know the lingo).
• You’re open to the idea of becoming an entrepreneur who does work to run an investment business.
• Someone in your family is a stay-at-home parent OR works half-time or less, so they have time to work on your business.
• You’re someone who doesn’t quit when inevitable challenges arise.

It is NOT right for you if:

• You would prefer to keep working full-time as a physician.
• You’re not interested in achieving financial freedom quickly.
• You’re aren’t interested in trying something completely different.
• You don’t really want to run a business.
• You prefer the comfort of being a W-2 employee.
• You think you pay the right amount of taxes.
• Challenges completely overwhelm you and you struggle to bounce back.

Your investment in Zero to Freedom

Of course, there are alternatives to taking our class.

You don’t have to enroll in Zero to Freedom in order to achieve financial freedom. Instead, you could:

• Do it for “free” (and spend maybe 10-20 years doing the wrong things): There is no end to the number of blog posts, books, and other information you can read to learn how to do this yourself. If you have the time to spend, more power to you. But we can guarantee you will make mistakes along the way, and they’ll be costly: for example, if you buy the wrong duplex, it could cost you $200,000 or more).
• Take a different real estate course ($30,000 or more): Like we said, there are plenty of other real estate courses out there. They may even suck you in with a free seminar. But, surprise! There’s a sales pitch at the end, with a required investment of $30,000 or more…did we mention how much time you’ll spend learning information that doesn’t apply to a high-income earner like you?
• Keep plugging away with stock market investing (and lose 7300 days of your life): Again, this strategy works, but it will take 20+ years to see it pay off. How old will you be by the time you achieve financial freedom? And are you really willing to push everyone and everything you care about into the corners of those 7300 days?

Or, you could take Zero to Freedom for only three payments of $797 (total: $2391)—and achieve financial freedom in less than 5 years, without spending a dime more than you have to.